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United Healthcare Underwriting Tips


LISI's team has come up with five underwriting tips you'll want to keep in mind when writing business with UnitedHealthcare.

  1. Health Questionnaires are needed for all enrolling employees (unless the group qualifies for the RAF promo).
  2. Groups of 2-4 can only select a single plan option. Groups of 5+ can select multiple plan options.
  3. New hires too recent to show on payroll can be written in on the DE9C with Name, Social Security Number, and Date of Hire.
  4. The Master Application does not have a spot for it, but we must know if groups want electronic or paper billing.
  5. Voluntary Ancillary: if the group submits employee apps, waivers will be needed. If list enrollment is used, waivers are not needed.
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